Gifting Stock or IRA Rollovers - Salvation Army Central Ohio Area

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Gift Stock or an IRA Rollover

Appreciated Stock

Giving a gift of appreciated stock is a great way to support The Salvation Army. It can have greater tax benefits than simply donating cash. Just as with a gift of cash, you will be able to deduct the full, appreciated value of the stock. In addition, you will avoid paying capital gains tax on the transaction that would be assessed if you sold the stock and used the cash to make a donation. This means that the after-tax cost of a donation of appreciated stock is less than that of a donation of cash. We encourage you to speak with your financial advisor to gain more information on how giving appreciated stock may be a tax benefit for your overall income tax situation. The electronic transfer of appreciated stock to The Salvation Army is very easy. For questions and information on how to make an electronic transfer of stock, please contact Shelley Brown-Kujkowski at 614.437.2145 with any questions.

IRA Charitable Rollover

For those aged 70 1/2 and older, making a charitable gift from a traditional or Roth IRA account is a great way to support The Salvation Army and it carries wonderful tax benefits. A total of up to $105,000 can be transferred directly from traditional or Roth IRA accounts to one or more qualified charities, free from federal income tax each year. Donations given in this way count toward required minimum withdrawal amounts for the year of the gift. To make such a gift, it is important not to withdraw funds for the gift, but have the gift amount distributed directly from an IRA to The Salvation Army. Please contact Gerald Planck at 513.762.5691 with any questions.

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